100% BAD CREDIT MORTGAGES APPROVED!

100% bad credit home mortgage loans is not an illusion. Regardless of your bad or no credit history, even if you had previous bad mortgage payment history, there might be a program for you from one of our 300+ national lenders.

Chapter 13, Chapter 7, or a foreclosure, regardless of your situation, there may be a solution. Now, bear in mind, 100% bad credit home mortgage loans are available if you have bad or tarnished credit, but they do have guidelines that you must meet. Contact us to see if you fit within these 100% bad credit mortgages and loans guidelines.

Credit Collections & Deliquencies Lateness in your credit card payment history? No problem! Some of our mortgage lenders DON'T EVEN LOOK AT YOUR CREDIT CARD LATENESSES! Don't let a few latenesses and delinquencies stop you from getting the house you want.

Do you have bad credit from bankruptcies, foreclosures & NODs. Don't worry. Many lenders specialize in situations like yours. They even have loan programs for people with NO SEASONING at all! That's right, ONE DAY OUT OF BANKRUPTCY can qualify for a loan!

Buy-Outs Whether you are in Chapter 13 or a pending foreclosure, some lenders can help you buy your way out of your tough situation. Use equity from your house to refinance your way to financial security.

No Credit Special programs are also available for even borrowers with absolutely NO SCORES. Some lenders let you use alternative credit histories, such as rent, utilities, phone, insurance, etc. to help you qualify for a home mortgage loan.

Some of our lenders use a popular process called “rapid re-scoring.” It’s potentially a mortgage saver--even a home saver--for anybody whose credit scores have been depressed by erroneous information on their credit files or by ill-advised use of their existing credit lines. For a small fee, some rapid re-scores raise FICOs by 30, 50 or more points, depending upon the nature of the errors in the file. That jump in score, however, frequently pulls a borrower out of the “sub-prime” category, and can save thousands of dollars in interest in fees over the term of the mortgage.

We have access to many speciality lenders that specialize in bad credit mortgages. Depending on your specific needs and situation, they can either work with you to improved your fredit or work with what you have.

So, if you are looking for a home mortgage and you have spotty, bad or no credit, check with us and see what our 399+ lenders can do for you.

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