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"Everything was wonderful, and everyone was so nice. Thank you very much." - April N., NJ

"With my credit issues, I can't believe you got me a 100% loan. You're the best!" - Marina W., PA

Loan Programs

100% Purchase Loans
jumbo loans 100%

100% Refi Loans
Jumbo mortgages 100%

100% Construction
no income verification mortgages

100% No Doc Loans
no doc loans 100%

125% Loans
no income verification mortgages

Jumbo Loans
bad credit mortgages

Adjustable Rate Loans
construction loans 100%

Interest Only ARMS
construction mortgages 100%

Good Credit Loans
100% construction loans

Bad Credit Loans

Balloon Loans
bad credit mortgages

No Credit Loans
no credit mortgages

Unique Loans
no down payment loans

Construction
commercial loans

Government Loans
commercial financing

Second Mortgages
loans for people with bad credit

Commercial
construction financing 100%

Free Grant Money

Articles

About Bad Credit Loans

After the Application
fico scores

The Mortgage Process
credit scores

The RESPA Act
100% financing

Truth in Lending Act
0 down payment

Home Mtg Disclosure Act
125% loans

Fair Housing Act
125% loans

Equal Credit Act
bad credit adjustable loans

Title VI (1964)
low credit fixed mortgages

Required Documents
free grant money

Your Credit Score
mortgage loans at 100%

Are You Creditworthy?
loans for people with bad credit

Restoring Your Credit

100% REFINANCE MORTGAGE LAON PROGRAMS

Refinance transactions can be of two types:

100% Cash-Out Refinance You plan to withdraw equity from your home for any purpose, as well as refinancing any mortgages you may currently have.

can receive a check at closing
refinance up to 100% of the value of your home available
can pay off other debts with any excess proceeds above the total of your current mortgage/s, closing costs and prepaid expenses

No Cash-Out Refinance You are refinancing only your current first mortgage.

may include second mortgage provided it is older than 12 months old (and not made any draws from it if it is a line of credit) for at least one year
may usually receive the lessor of $2,000 or a maximum of 1% of the loan amount as cash back at closing
closing costs and prepaid expenses may be included in the loan.

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Loan Program Index (Complete)

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